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There are different types of '''insurances''' people can have for their vehicle. Often drivers refuse a ride because of ''insurance reasons''. This article should picture the insurance situation in different countrys. Also some forwarding agencies do not allow their truckers to pick up hitchhikers because of ''insurance reasons''.
==Situation in [[Germany]]==
The German ''Kfz-Haftpflichtversicherung'' which means liability insurance for vehicles is obligatory in Germany. Every person in the vehicle is insured by this. If the passenger hurts somebody (for example a cycling grandmother) by opening the door, the passanger (or his insurance) is responsable for the damage.
==Travel insurance==It can be a good idea to get a travel insurance that covers theft and other inconveniences. Some travel insurances totally cover medical issues, others can be combined with a usual medical insurance e.g. to cover transport back home.
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[[Category:General info]]
[[Categoryde:General infoVersicherung]]
