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== Situation in [[Germany]] ==
The German ''Kfz-Haftpflichtversicherung'' which means liability insurance for vehicles is obligatory in Germany. Every person in the vehicle is insured by this. If the passenger hurts somebody (for example a cycling grandmother) by opening the door, the passenger (or his insurance) is responsible for the damage.
== Situation in [[Spain]] ==
In Spain trucks cannot pick up hitchhikers any more as of February 2011, presumably for insurance reasons. Insurance reasons are also the favourite excuse for people who are driving company cars.
== Situation in the [[United Kingdom]]==
In the United Kingdom, truckers and generally people driving in company cars very often decline lifts with the reason that they wouldn't be insured in case an accident happens.
== Travel insurance ==
== Personal experiences ==
===3 times useful===Anonymous, December 2010: I would like to say something about travel insurance:. I took out travel insurance before I went traveling for now already 2 years. I only pay €140 for one whole year.
Unlucky, I needed to use it already 3 times.
Read your contract very well before you start traveling.
==Other useful websites==* [http://www.roundtheworldflights.com/round-the-world-insurance.aspx#generalenquiries roundtheworldflights.com]* [http://worldnomads.com worldnomads.com]- quite expensive
[[Category:General info]]
[[de:Versicherung]]